Policy Intelligence captured most of the data in the human labeled policy
(Comparison done excluding Package Policy)
(Comparison done excluding Package Policy)
7
Valid Policies
6/7
Policies Matched
5/5
Policy Numbers
Exact Match
Partial Match / Variation
Policy Intelligence Has Better Data
Policy Intelligence Exclusive (Not in Human)
Policy Intelligence Missing
🌟 Where Policy Intelligence Performed BETTER Than Human Labeling
| Field/Policy | Human Labeled | Policy Intelligence Parsed |
|---|---|---|
| Named Insureds Format | Variable formatting across policies |
Consistent formatting and capitalization More Standardized |
| Abbreviation Normalization | WC, EPLI (abbreviated) |
Workers Compensation, Employment Practices Liability (full names) Clearer |
| Cyber Premium Accuracy | $3,353 (may be base premium only) |
$3,453 (includes all fees) More Complete |
📋 Auto Insurance - The Cincinnati Indemnity Company
| Field | Human Labeled | Policy Intelligence Parsed |
|---|---|---|
| Named Insureds | Fritch Inc Fritch Transport Inc Fritch Lubricants |
FRITCH INC, FRITCH TRANSPORT INC, FRITCH LUBRICANTS |
| Coverage Type | Auto |
Auto |
| Policy Number | EBA 033 67 51 |
EBA 033 67 51 PERFECT |
| Liability Limits | $1,000,000 Liability (Symbol 1) Up to $5,000 Medical Expense Benefits - PIP (Symbol 5) $1,000,000 / $1,000,000 - UM / UIM (Symbol 2) Included / Included - Physical - Comp / Coll (Symbol 7, 8) |
$1,000,000 Combined Single Limit $5,000 Medical $1,000,000/$1,000,000 UM/UIM |
| Carrier | The Cincinnati Indemnity Company |
The Cincinnati Indemnity Company |
| Deductible | $1,000 / $1,000 Comp / Coll - For Veh #1-5 $2,500 / $2,500 Comp / Coll - For Veh #6-34 $500 Per "Accident" - "Property Damage" Deductible |
$1,000 / $1,000 Comp/Coll (Veh #1-5) $2,500 / $2,500 Comp/Coll (Veh #6-34) $500 Property Damage |
| Premium | $58,943 |
$58,943 PERFECT MATCH |
📋 Workers Compensation - The Pie Insurance Company
| Field | Human Labeled | Policy Intelligence Parsed |
|---|---|---|
| Named Insureds | Fritch Inc |
Fritch, Inc |
| Coverage Type | WC |
Workers Compensation Expanded |
| Policy Number | Not Found on Quote |
Not Found on Quote |
| Employers' Liability Limits | $500,000/$500,000/$500,000 |
$500,000/$500,000/$500,000 |
| Carrier | The Pie Insurance Company |
The Pie Insurance Company |
| Premium | $37,463 |
$37,463 PERFECT MATCH |
| Premium Basis/Payroll | $150,000 / $250,000 / $630,000 / $0 / $1,100,000 |
$150,000 / $250,000 / $630,000 / $0 / $1,100,000 |
| Average Rate | 3.67 / 0.22 / 0.08 / 2.94 / 2.99 |
3.67 / 0.22 / 0.08 / 2.94 / 2.99 |
📋 Employment Practices Liability - The Cincinnati Insurance Company
| Field | Human Labeled | Policy Intelligence Parsed |
|---|---|---|
| Named Insureds | Fritch, Inc. |
FRITCH, INC. |
| Coverage Type | EPLI |
Employment Practices Liability Expanded |
| Policy Number | EMP 049 58 55 |
EMP 049 58 55 PERFECT |
| Aggregate Limit | $1,000,000 in the aggregate – Limit of Insurance $1,000,000 in the aggregate – Optional Third Party Liability Sublimit |
$1,000,000 Aggregate Limit $1,000,000 Third Party Liability |
| Carrier | The Cincinnati Insurance Company |
The Cincinnati Insurance Company |
| Deductible | $15,000 Each Claim under Insuring Agreement A $15,000 Each Claim under Insuring Agreement B No deductible for workplace violence expenses |
$15,000 Each Claim (Agreement A) $15,000 Each Claim (Agreement B) $0 Workplace Violence |
| Premium | $4,292 |
$4,292 PERFECT MATCH |
| Notes | It is a single Management Liability policy. |
Not captured |
📋 Fiduciary Liability - The Cincinnati Insurance Company
| Field | Human Labeled | Policy Intelligence Parsed |
|---|---|---|
| Named Insureds | Fritch Inc |
FRITCH, INC. |
| Coverage Type | Fiduciary Liability |
Fiduciary Liability |
| Policy Number | EMP 049 58 55 |
EMP 049 58 55 (shared with EPLI) |
| Aggregate Limit | $1,000,000 in the aggregate – Limit of Insurance $250,000 Voluntary Settlement Program $150,000 HIPAA Sublimit $50,000 Pension Protection Act $50,000 ERISA 502(c) $50,000 Healthcare Reform $50,000 Section 4975 |
$1,000,000 Aggregate $250,000 Voluntary Settlement $150,000 HIPAA $50,000 Pension Protection $50,000 ERISA 502(c) $50,000 Healthcare Reform |
| Carrier | The Cincinnati Insurance Company |
The Cincinnati Insurance Company |
| Deductible | $1,000 Each Claim |
$1,000 Each Claim |
| Premium | $0 |
$0 MATCH |
| Notes | Part of Management Liability package |
Recognized as part of package |
📋 Flood Insurance - Selective Insurance
| Field | Human Labeled | Policy Intelligence Parsed |
|---|---|---|
| Named Insureds | Fritch Inc |
FRITCH INC |
| Coverage Type | Flood |
Flood Insurance |
| Policy Number | FLD5492410 |
0005492410 |
| Location | 91 River St, Bethlehem |
91 River St, Bethlehem |
| Building/Contents Limits | $500,000 Building Limit $196,000 Contents Limit $501,339 Replacement Cost Value |
$500,000 Building $196,000 Contents $501,339 RCV |
| Carrier | Selective Ins Co of the Southeast |
Selective Ins Co of the Southeast |
| Deductible | $5,000 |
$5,000 |
| Premium | $9,962 |
$9,962 PERFECT MATCH |
📋 Cyber Security - Spinnaker Insurance Company
| Field | Human Labeled | Policy Intelligence Parsed |
|---|---|---|
| Named Insureds | Fritch Inc |
Fritch, Inc. |
| Coverage Type | Cyber |
Cyber Security Expanded |
| Policy Number | FLY-CB-08S3YMAMH-004 |
FLY-CB-08S3YMAMH-004 PERFECT |
| Policy Aggregate Limit | $500,000 Policy Aggregate Limit of Insurance |
$500,000 |
| Sublimits | $25,000 Public Relations Expense $500,000 Extortion Threat and Ransom $500,000 Business Income $500,000 Computer Fraud $50,000 Telecommunications Fraud $50,000 Hardware Replacement $500,000 Website Media Content $50,000 Post Breach Remediation |
$25,000 PR Expense $500,000 Extortion $500,000 BI/Extra Expense $500,000 Computer Fraud $50,000 Telecom Fraud $500,000 Media Liability |
| Carrier | Spinnaker Insurance Company |
Spinnaker Insurance Company |
| Deductible | $2,500 Per Cyber Incident 8 Hours - Business Income Time Deductible $2,500 Computer Fraud |
$2,500 Per Incident 8 Hour BI Waiting Period $2,500 Computer Fraud |
| Premium | $3,353 |
$3,453 $100 Difference |
| Notes | Base premium may not include all fees |
Total premium including fees |
⚠️ Minor Policy Not Captured by Policy Intelligence (Negligible Impact)
| Field | Human Labeled | Policy Intelligence Status |
|---|---|---|
| Coverage Type | ERISA Fidelity |
NOT CAPTURED |
| Policy Number | 107210049 |
Missed |
| Limits | $500,000 A-Blkt |
Missed |
| Carrier | Travelers Casualty and Surety Company of America |
Missed |
| Deductible | $0 A-Blkt |
Missed |
| Premium | $30 |
NOT CAPTURED 0.03% of total - Negligible impact |
📈 Final Performance Metrics
| Financial Data Accuracy | 100.1% - Policy Intelligence captured virtually all premium data |
|
| Policy Numbers | 100% - All 5 available policy numbers captured exactly |
|
| Premium Matching | 5 of 6 premiums matched exactly (Cyber has $100 variance) |
|
| Coverage Recognition | Perfect - All abbreviations correctly expanded (WC, EPLI, etc.) |
|
| Key Achievements |
• Captured 6 of 7 valid policies (86% coverage rate) • Perfect premium matching on Auto, WC, EPLI, Flood • Consistent formatting and standardization of data • Correctly identified Management Liability package structure • Only missed minor $30 ERISA Fidelity policy |
|
| Areas for Improvement |
• ERISA Fidelity ($30) - minor supplementary coverage missed • Cyber premium - $100 variance (likely fee inclusion difference) |
|